Placing a Lien
If you own a house or land, judgment creditor may place a lien by recording a transcript of the judgment in the county (or counties) where your property is located.
For general information see the section “Steps to Requesting a Lien Against Real Estate” in the document Instructions on How to Collect a Judgment and Completing a Writ of Garnishment (JDF 82). The link to the document is below.
How Long Does a Lien Last?
Lien good for 6 years (County Court) or 20 years (District Court) from judgment date and will show up in any title search of property. You will have to address the lien if you try to sell or refinance your property while lien in effect.
Foreclosing on a Lien
The judgment creditor has the option of foreclosing on the judgment lien. Foreclosure will involve an additional court process.
Removing a Lien
If the judgment is paid, it is the responsibility of the judgment creditor to complete a Satisfaction of Judgment (JDF 111). You should make sure judgment creditor files a completed Satisfaction of Judgment with the Court get a Certificate of Satisfaction from the Court to file with Clerk and Recorder of the county (or counties) where your property is located in order to remove the lien.
Links to Instructions & Forms
Instructions on How to Collect a Judgment and Completing a Writ of Garnishment (JDF 82)
Satisfaction of Judgment (Full or Partial) (JDF 111)
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